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National Transport Insurance

Driver Acceptance Guide

NTI has worked with the trucking industry to develop Driver Acceptance Criteria that supports safe and responsible driver progression.


This Driver Acceptance Guide outlines some of Your Duty of Disclosure obligations and NTI’s standard policy coverage response which may vary depending on the driver’s experience, risk profile and freight task.


Most drivers are not excluded but if your Fleet uses inexperienced prime mover drivers carrying high risk* Livestock, Refrigerated or Dangerous Goods, then depending on the radius and trailer configurations, some restrictions could apply.  For specific cover details, please check your policy wording and policy schedule closely.


If this Driver Acceptance Guide tool suggests the driver is not accepted or is excluded, you have two options:


Driver Acceptance:  

For a one-off driver review, please click here to complete an Application for Driver Approval form. This includes those drivers who fall outside of NTI's standard policy coverage, have incurred infringements in vehicles >2t carrying capacity or have Criminal Convictions.


Please note there is no guarantee of acceptance and cover will only apply if NTI confirms the driver is acceptable in writing.


Fleet Acceptance:

We offer flexible solutions to waive exclusions for Fleet customers who proactively manage high risk* drivers.  If some of your inexperienced drivers are excluded but you operate best practice driver management, please click here to complete an Application to Waive Inexperienced Driver Restrictions form.  Important: Removal of our policy exclusion / restrictions for high risk* drivers does not change Your Duty of Disclosure obligations for drivers who have incurred infringements in vehicles >2t carrying capacity or have Criminal Convictions.


Please note there is no guarantee of acceptance and cover will only apply if NTI confirms the Fleet is acceptable in writing.



Please send the completed and signed forms to your local NTI office for consideration.


*Livestock, Refrigerated or Dangerous Goods